Definition: Progressive automobile insurance policies are a type of insurance policy designed to cover damages or accidents that occur while driving, even if the driver does not have an active license. They typically provide coverage for injuries caused by drivers who operate a car at speeds of more than 60 miles per hour. In contrast to traditional auto insurance policies that only cover damage caused by an accident, progressive policies offer protection against all types of risks associated with driving. In terms of the definition: - Progressive: This term refers to the insurance company that provides policies under which drivers pay a premium based on their level of risk. - Progressive Automobile Insurance Policies (P-AIPs): These policies cover damages or accidents that occur while a driver is operating a vehicle, even if they do not have an active license. The policy can provide coverage for injuries caused by drivers who operate a car at speeds of more than 60 miles per hour. - Accident: This term refers to the occurrence of an accident involving a vehicle, whether or not it results in bodily injury or property damage. The goal of progressive auto insurance policies is to protect drivers against potential financial losses due to accidents that occur while they are driving. These policies can cover expenses such as medical bills, lost wages, and other related costs incurred during the incident. Understanding progressive auto insurance policies can help individuals make informed decisions about their financial well-being when purchasing or renewing a policy.
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